Get in touch

210-517-4140

GetAQuote@hyjjiroyaltyinsurance.com

Logo

Your family deserves the best plan possible

See Products

Why Choose us?


  • Our life insurance plans are designed to provide financial security and peace of mind for you and your loved ones in times of need.
  • In the event of a critical illness, such as a heart attack or cancer diagnosis, our policies offer coverage that can help alleviate the financial burden associated with treatment and recovery.
  • For chronic illnesses that require ongoing care, our plans provide support to help cover the costs of long-term treatment and management.
  • In the unfortunate circumstance of a terminal illness, our life insurance can offer assistance with end-of-life expenses and ensure that your final wishes are carried out without placing additional strain on your family.
  • Additionally, our policies accumulate cash value over time, allowing you to borrow against the policy or even surrender it for a cash payout if needed.
  • The inclusion of accidental death benefits provides added security, ensuring that your beneficiaries receive additional funds in the event of a fatal accident.
  • With our comprehensive life insurance plans, you can rest assured that you and your family will be financially protected in various challenging situations that life may present.


Life Insurance with Living Benefits

We offer life insurance plans that provide living benefits in case of critical, chronic, or terminal illnesses, as well as long-term care needs. Our policies also build cash value and include accidental death benefits. This makes it easier for you to access funds when you need them most.


Get a Quote

Permanent Life Insurance

If you're looking for additional life insurance coverage beyond what your employer provides, we have options for permanent coverage that you own. This ensures you have lasting protection that stays with you, irrespective of job changes.



Get a Quote

Why Choose us?


  • The package includes essential items such as a casket with a wide selection of up to 250 options to choose from, ensuring that families can find one that suits their preferences and budget.
  • Additionally, our plans include an urn, a vault (required by state regulations for burials), and a tombstone, all offered at a fixed price to provide transparency and peace of mind.
  • Despite the premium quality of our merchandise, we understand the importance of affordability and therefore offer discounted rates to ensure that families can access these plans without financial strain.



Why Choose us?


  • Our life insurance plans are designed to provide financial security and peace of mind for you and your loved ones in times of need.
  • In the event of a critical illness, such as a heart attack or cancer diagnosis, our policies offer coverage that can help alleviate the financial burden associated with treatment and recovery.
  • For chronic illnesses that require ongoing care, our plans provide support to help cover the costs of long-term treatment and management.
  • In the unfortunate circumstance of a terminal illness, our life insurance can offer assistance with end-of-life expenses and ensure that your final wishes are carried out without placing additional strain on your family.
  • Additionally, our policies accumulate cash value over time, allowing you to borrow against the policy or even surrender it for a cash payout if needed.
  • The inclusion of accidental death benefits provides added security, ensuring that your beneficiaries receive additional funds in the event of a fatal accident.
  • With our comprehensive life insurance plans, you can rest assured that you and your family will be financially protected in various challenging situations that life may present.


 Special Family Plans

We offer whole life insurance family plans that cover up to five family members. These plans include a casket (with up to 250 options to choose from), an urn, a vault (state-mandated for burials), and a tombstone, all at a locked-in price. Despite the high quality of our merchandise, we offer discounted rates to make these plans affordable. Our whole life insurance family plans not only cover up to five family members but also provide comprehensive coverage for end-of-life expenses.


Get a Quote

Wealth Building and Legacy Planning

Our Indexed Universal Life (IUL) Insurance and Annuities are designed for individuals interested in growing their wealth, becoming their own bank, and leaving a legacy behind. These plans offer tax advantages and are excellent for saving for retirement, children’s college funds, weddings, or first homes.



Get a Quote

Here are some key features and benefits of our Indexed Universal Life (IUL) Insurance and Annuities:


  • Wealth Growth: Our IUL Insurance and Annuities provide opportunities for individuals to grow their wealth over time. By investing in these plans, you can potentially see your money grow through market index performance.
  • Be Your Own Bank: With these financial instruments, you can have the flexibility to access cash value when needed. This feature allows you to borrow against the policy for various financial needs, such as emergencies or investments, essentially acting as your own bank.
  • Legacy Planning: Planning for the future is essential, and our IUL Insurance and Annuities can help you leave a legacy behind for your loved ones. By setting up these plans, you can ensure that your beneficiaries are taken care of financially when you are no longer around.
  • Tax Advantages: One of the significant benefits of our IUL Insurance and Annuities is the tax advantages they offer. You can enjoy tax-deferred growth on your investments and potentially tax-free withdrawals under certain conditions, making them a tax-efficient way to save for the future.
  • Saving for Specific Goals: Whether you are saving for retirement, your children's college education, a dream wedding, or your first home, our IUL Insurance and Annuities can help you reach your financial goals. These plans provide a structured and disciplined approach to saving for specific milestones in your life.


Why Choose us?


  • By entrusting your final wishes to our team, you can have peace of mind knowing that your preferences will be respected and implemented.
  • Our expert price negotiators are skilled at securing competitive prices for various services related to your final arrangements, including funeral costs, cremation, burial plots, and more.
  • We prioritize transparency and communication, ensuring that you and your family are informed every step of the way during the planning process.
  • With Final Wish Planner, you can create a personalized plan that reflects your unique preferences and values, allowing you to leave a lasting legacy that aligns with your wishes.


Final Wish Planner & Wish Team

Take the burden off of your loved ones. Our Final Wish Planner allows you to archive your final wishes, ensuring they are known and respected.

Our Wish Team, composed of expert price negotiators, works with your family to secure the best prices for your final arrangements without compromising on your last wishes.

The Wish Team & Final Wish Planner understands the importance of honoring your final wishes while also considering the financial aspect of end-of-life arrangements.


Get a Quote

Inclusive Coverage

We believe in inclusivity, which is why our plans do not require medical exams and accept individuals with HIV/AIDS, those who have been incarcerated, and even those with cancer. 



Get a Quote

Everyone is approved under this plan.Continuing from the provided content:


  • Our commitment to inclusivity extends to all individuals, regardless of their medical history or background.
  • By not requiring medical exams and accepting individuals with various health conditions, we aim to provide equal access to insurance coverage.
  • People living with HIV/AIDS, individuals who have been incarcerated, and those battling cancer are all welcomed and approved without discrimination.
  • Embracing diversity and offering support to those facing challenges is at the core of our values.
  • We believe that everyone deserves the opportunity to secure insurance coverage and receive the care they need, irrespective of their circumstances.



Why Choose us?


  • Hearing aid discounts make hearing healthcare more affordable for our members, promoting overall well-being and quality of life.
  • These lifelong benefits are designed to not only provide immediate support but also to improve the long-term health and wellness of our members.
  • Our goal is to ensure that our members have access to comprehensive healthcare solutions that meet their needs and enhance their overall quality of life.



Lifelong Benefits

All members on our plans receive additional lifelong benefits, such as Telehealth and Hearing Aid discounts, ensuring continuous support and care.Telehealth services allow our members to have virtual consultations with healthcare providers from the comfort of their homes, saving time and reducing the need for in-person visits.


Get a Quote

Why Choose us?


  • Wealth Growth: Our IUL Insurance and Annuities provide opportunities for individuals to grow their wealth over time. By investing in these plans, you can potentially see your money grow through market index performance.
  • Be Your Own Bank: With these financial instruments, you can have the flexibility to access cash value when needed. This feature allows you to borrow against the policy for various financial needs, such as emergencies or investments, essentially acting as your own bank.
  • Legacy Planning: Planning for the future is essential, and our IUL Insurance and Annuities can help you leave a legacy behind for your loved ones. By setting up these plans, you can ensure that your beneficiaries are taken care of financially when you are no longer around.
  • Tax Advantages: One of the significant benefits of our IUL Insurance and Annuities is the tax advantages they offer. You can enjoy tax-deferred growth on your investments and potentially tax-free withdrawals under certain conditions, making them a tax-efficient way to save for the future.
  • Saving for Specific Goals: Whether you are saving for retirement, your children's college education, a dream wedding, or your first home, our IUL Insurance and Annuities can help you reach your financial goals. These plans provide a structured and disciplined approach to saving for specific milestones in your life.


Medicare Supplement Plans

We also offer high-quality and affordable Medicare Supplement Insurance Healthcare plan options for those looking to enhance their Medicare coverage.Our Medicare Supplement Insurance Healthcare plans are designed to provide additional coverage beyond what original Medicare offers.


Get a Quote

What you get
with every plan

An affordable plan that works with your family's monthly budget.

A fixed rate for the entire premium duration, no matter how long.

A personal account manager you can always contact or consult.

The Wind Insurance promise of quality and service.

Your choice of post-death payment installments.

Insurance options for the family you already have, or the one you plan.

With family life insurance, your kids can afford college tuition. That's taking care of their future.

FAQ

  • Can life insurance pay off the family home?

    Your family home is a major investment. At least a third of your household income will go to keep and maintain it. A life insurance policy can give your family a way to off the home's mortgage and make sure they can continue to live there worry-free.


  • Can life insurance pay off the family home?

    Your family home is a major investment. At least a third of your household income will go to keep and maintain it. A life insurance policy can give your family a way to off the home's mortgage and make sure they can continue to live there worry-free.


  • Can life insurance pay off the family home?

    Your family home is a major investment. At least a third of your household income will go to keep and maintain it. A life insurance policy can give your family a way to off the home's mortgage and make sure they can continue to live there worry-free.


  • Can life insurance pay off the family home?

    Your family home is a major investment. At least a third of your household income will go to keep and maintain it. A life insurance policy can give your family a way to off the home's mortgage and make sure they can continue to live there worry-free.


  • Can life insurance pay off the family home?

    Your family home is a major investment. At least a third of your household income will go to keep and maintain it. A life insurance policy can give your family a way to off the home's mortgage and make sure they can continue to live there worry-free.


Insurance guides and tips

By sites August 23, 2022
Private health insurance is a popular insurance component, but it isn't for everyone. Learn the pros and cons of having it, and decide if it's right for you.
By sites August 23, 2022
Private health insurance is a popular insurance component, but it isn't for everyone. Learn the pros and cons of having it, and decide if it's right for you.
By sites August 23, 2022
Private health insurance is a popular insurance component, but it isn't for everyone. Learn the pros and cons of having it, and decide if it's right for you.
See Products
Share by: