Comprehensive Protection for Your Loved Ones
Whole Life Insurance with Living Benefits
We offer life insurance plans that provide living benefits in case of critical, chronic, or terminal illnesses, as well as long-term care needs. Our policies also build cash value and include accidental death benefits. This makes it easier for you to access funds when you need them most.
Permanent Life Insurance
If you're looking for additional life insurance coverage beyond what your employer provides, we have options for permanent coverage that you own. This ensures you have lasting protection that stays with you, irrespective of job changes.
Legacy Planning and Wealth Building
Our Indexed Universal Life (IUL) Insurance and Annuities are designed for individuals interested in growing their wealth, becoming their own bank, and leaving a legacy behind. These plans offer tax advantages and are excellent for saving for retirement, children’s college funds, weddings, or first homes.
Family Specials
We offer whole life insurance family plans that cover up to five family members. These plans include a casket (with up to 250 options to choose from), an urn, a vault (state-mandated for burials), and a tombstone, all at a locked-in price. Despite the high quality of our merchandise, we offer discounted rates to make these plans affordable.
Final Wish Planner and Wish Team
Our Final Wish Planner allows you to archive your final wishes, ensuring they are known and respected. Our Wish Team, composed of expert price negotiators, works with your family to secure the best prices for your final arrangements without compromising on your last wishes.
Inclusive Coverage
We believe in inclusivity, which is why our plans do not require medical exams and accept individuals with HIV/AIDS, those who have been incarcerated, and even those with cancer. Everyone is approved under this plan.
Lifelong Benefits with our Family Specials
All members on our plans receive additional lifelong benefits, such as Telehealth and Hearing Aid discounts, ensuring continuous support and care.
Medicare Advantage & Supplemental Plans
We also offer high-quality and affordable Medicare Supplement Insurance Healthcare plan options for those looking to enhance their Medicare coverage.
Why HYJJI Royalty Insurance?
Real insurance for real families of all types.
At Hyjji Royalty Insurance, we understand the importance of safeguarding your family's future and providing peace of mind through a variety of life insurance and financial products. Our extensive offerings cater to numerous needs, ensuring that you and your loved ones are protected no matter what life throws your way.
Products
What type of insurance are you looking for?
Final Expense Life Insurance
Affordable policies for end of life arrangements and expenses
Estate Planning & Trusts
Custom, comprehensive planning for assets throughout a person's life and for end of life
AFFORDABLE CARE ACT MARKETPLACE
High Quality
Affordable if not Free for Most Health Insurance
Fixed Annuities
It's never too late to
start planning your retirement today & minimize taxation
Medicare Advantage
Get help with the new changes that are taking place this year with the new laws
MOST OF OUR TRUSTED
CARRIERS HAVE BEEN ESTABLISED FOR 100 PLUS YEARS
Let us help find a solution that is backed by a proven track record for you & your loved ones during all walks of life
Protect the people you love
The right life insurance plan secures the future of the people you love the most, and gives them helpful options after you're gone.
Testimonials
It's never too late to start thinking of the day your family will have to go on without you, and to give them the financial security to live and thrive. This has been by far been the easiest process I've been a part of.
Dalia H.
It puts my mind at ease to know that my wife and kids are protected and won’t lose our home, that we have worked so hard for if something were to happen to me.
Raheem L.
Hyjji Royalty Insurance helped me start securing the future of my family, to ensure my baby girl could afford college when the time comes.
Sarah Z.